CILC’s business lending program provides access to affordable small business loans to entrepreneurs from underserved backgrounds and businesses that create positive community impact. CILC also provides the development services needed to build healthy, sustainable businesses. As a Native Community Development Financial Institution (CDFI), we are a mission-based community development leader with a mission-first approach to lending that balances community impact and managing financial risks. We operate our portfolio by building relationships with borrowers, providing development services, and evaluating applicants through credit and community impact.