The Individual Development Account (IDA) program is designed to help low to very low income households to develop personal money management skills.  Cook Inlet Lending Center helps our participants to develop a savings plan with the incentive of receiving 4 to 1 in match dollars. You will save $1000 over a minimum of 6 months up to 2 years and will be rewarded with $4000 which can be used towards your down payment or closing costs when purchasing a home within the Cook Inlet Region footprint.   You are earning a 400% return on your savings!   That’s simply amazing!